They have changed their minds about foreign currency loans

Last week, at the invitation of the European Bank for Reconstruction and Development (EBRD), leaders of banks and financial organizations in the European region met in London to discuss lessons learned, Useful for the financial sector in the region. The meeting took place behind closed doors and we learned the essence of the Financial Times…

Credit despite Social Welfare

   In the case of a so-called Social Welfare credit, recipients of social benefits, in this case unemployment benefit 2, are also to be given the opportunity to extend their financial leeway through a loan. Where do you get a Social Welfare? The loan itself is based on the interest rate but also on the…

Credit without bank

If either the house is to be financed, or a short financial bottleneck has to be bridged, then the bank is the first port of call. After all, the bank is the most popular place when it comes to credit. She can provide advice and provide the best conditions. But it’s usually not that easy.…

Credit for two persons

A loan for two people has many advantages. The income of both persons are added together. As a result, the credit rating can be improved with the consequence that higher loan amounts can be absorbed and higher repayment installments can be paid. In particular, spouses and partners in joint purchases consider putting together a loan…

Why are BAR-listed loans more expensive?

You’ve probably noticed, as you browse through the listings for BAR listers, that they look a little more expensive than “traditional” loan offers. Well, this is indeed the case, and we’ll explain why in our article below. Let’s start with the BAR Now known as the KHR list. The purpose of the Central Credit Information…

Debt and Credit: 3 Reasons to Use Credit Card Debt

Are you part of the credit card class? There are still many Portuguese who are afraid to use (or even acquire) this payment instrument, many doubts arise in the comparison between debt and credit. However, we are all in favor of the new technologies, even those of the financial area, as evidenced by the Market…

Credit without processing fee

The no-processing-fee loan is not just the norm, but the only form of credit allowed. The admissibility of a processing fee to be paid in addition to the nominal interest rate was disputed in court for several years before the Federal Court of Justice definitively prohibited its collection in May 2014. It had already been…

The 3 best benefits of having a good credit history

Everywhere we hear that we must pay debts on time and even make advance payments, all to maintain a good credit history. But what is the credit history and why do we have to “keep it in good condition”? Credit history is your cover letter to financial institutions. Here you can see how many credits…

Loan With Favorable GHDs- How To Choose?

In the past year, the borrowing spirit in Hungary has been unbroken: we have borrowed more than HUF 1,000 billion for various purposes. Most users are now aware that the best way to compare individual loans is to compare GHDs. However, less so that WRLs may not necessarily include all the costs involved, or more…